The Ill-Fated, Free Raptors T-Shirt…

11 09 2008

The following is a story of how a “free” Toronto Raptors t-shirt almost cost my client his condo.

Some of you might already have your suspicions about how this story starts and finishes.

But for the rest of you, let this be a lesson in the basics of your credit score

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Mortgage Industry Changes (Part II)

15 07 2008

After almost a week, most stories would be considered “old news.”

But the debates, discussion, and analysis continues and will probably do so for some time.

Today, I’d like to continue where we left off yesterday and look at the cause and subsequent effect…

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Changes to The Canadian Mortgage Industry

14 07 2008

If you haven’t heard already, you’re going to need to read this.

Last week, changes were enacted by the Canadian Finance Department that will revamp Canada’s mortgage industry.

Of all the decisions and changes our Canadian government makes, this is the best one I’ve seen in a long time…

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Mortgage NIGHTMARE!

27 08 2007

Ever have one of those experiences where you think everybody in the world is crazy except YOU?

What do you do to remedy the situation?

Even worse, what if this situation involves money!

Your money!

mortgagepic.JPG Read the rest of this entry »



Are Rates Going UP?

27 07 2007

“INTEREST RATES!”

Do those two words send a shiver up your spine?

Most people fall into one of two categories: 1) Those that have a mortgage, 2) Those that don’t….yet.

After yesterday’s modest 260-point decline in the S&P/TSX Composite Index (that’s pennies compared to Tuesday’s 400-point decline!), it gets people thinking about the economy, the Canadian Dollar, and of course, Interest Rates…

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Who Rents for $7,000 per Month?

9 07 2007

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“I rent a house for $7,000 per month.”

Does this sound crazy to you?

Can you imagine writing monthly rent cheques for half of what it costs to buy a small car?

As outrageous as it may seem, people do it.  There are two sides to every coin, so allow me to explain what these “crazy” people are thinking. Read the rest of this entry »



How Accurate Is Your BUDGET?

5 07 2007

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Getting out of the rental rut?  Looking to become one of those “first time buyers” we hear so much about?  Congratulations!

 

But have you run your numbers?

 

And are they accurate?

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